Privacy Policy


Privacy Statement


Your internet privacy concerns are important. This statement
describes our practices concerning the collection, use and
security of the personally identifiable information that you
provide us over the Internet.


Collection of Information In some areas of our Web site,
we may request that you provide personally identifiable information,
including your name, address, e-mail address, telephone number,
social security number, or policy/contract number. If you
are seeking a job and post a resume, we will also ask you
to provide employment and education history in addition to
contact information. We limit the collection and storage of
personally identifiable information to that necessary for
us to administer our business, provide quality service, or
offer you opportunities we think might be of interest.


We use Web tracking software to collect the name of the domain
from which you access the Internet and the site from which
you came in to our site. This information is used for internal
analysis only and helps us improve the content of our website
for your future business.


Disclosure of Information If you provide personal information
to us via our Web site, we will not disclose that information
outside of the Firm except as described below.


  1. We may disclose personal information outside of the
    Firm with your express authorization.

  2. We may disclose personal information to other entities
    that are involved in administering or providing services
    on our behalf. These entities may include your agent, a
    reinsurance company or, in the case of job applicants, a
    company that performs background checks. We will disclose
    information in compliance with applicable laws and regulations
    and will require the recipient to protect the information
    and use it only for the purpose provided.

  3. We may disclose information if we are required to do
    so by law.



Cookies


Cookies are small pieces of information that Web sites
can store on your computer. At this time, this web site
does not use cookies.


Changes to Privacy Statement


The Firm may change this Statement from time to time. If
we decide to change our Privacy Statement, we will post
those changes on this Web site so that you will always know
what information we gather, how we might use that information,
and to whom we will disclose it. This Statement is not intended
to and does not create any contractual or other legal rights
in or on behalf of any party.